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Buy Now Pay Smarter

Openpay Buy Now. Pay Smarter

perfume direct london openpay

Spread the cost over 3–4 monthly instalments. No interest. Ever.

Openpay offers a simple interest free payment plan that lets you secure your purchase today and pay for it in 3 to 4 monthly instalments.

Buy Now Pay by Openpay

  • Get your goods before you pay
  • Always interest-free
  • Buy with a click
  • Spread the cost over 3–4 monthly instalments. No interest. Ever.
  • Openpay will notify you when payment is due

How it works

  1. At checkout, select Openpay as your payment option and continue, you’ll be redirected to the Openpay site to create an account in a few quick steps
  2. Enter simple information and You’ll then be asked to pick your plan length, pay your first instalment and confirm your purchase
  3. Contact openpay customer service at any time with questions about your purchase.

Openpay FAQ

What you need to get started?

  • Be aged 18 years+
  • UK mobile number
  • Your first instalment
  • Valid email address
  • Be a permanent UK resident
  • Debit or credit card in your name

How much can I spend with openpay?

  • The limit may vary from store to store. It also depends on your financial circumstances. If you’re having trouble placing an order with Openpay, try placing an order for a lower amount.
  • We only charge fees if you miss a payment. Late payment fees are £7.50 (capped at £15 per plan). If you want to learn about your options to reschedule a payment, give us a call before your payment date to avoid late fees.

What about fees?

  • We only charge fees if you miss a payment. Late payment fees are £7.50 (capped at £15 per plan). If you want to learn about your options to reschedule a payment, give us a call before your payment date to avoid late fees.

Can I open multiple Openpay Plans?

  • Absolutely! You can open multiple plans for separate purchases, all plans are approved on a case by case basis. When you choose to pay with Openpay you will be told instantly if your plan has been approved.

    Openpay is committed to responsible spending and lending, we consider a number of different factors before approving each plan.

Does openpay perform a credit check?

  • Depending on the purchase amount you are making, you may be asked to consent to a credit check. In those instances, your consent will be clearly requested before a credit check is performed and your Openpay plan is created. Please note, this will lodge a credit check which may impact your credit score

How do I make payments?

  • We take payments automatically on your scheduled date. If you’d like to pay back earlier, you can do this free of charge via your Openpay account. Learn more

What if I want to return my purchase?

  • Full returns and partial refunds are available. Please return your goods to the merchant they were purchased, in line with the merchant's returns policy. Once approved, you'll receive a full or partial refund of any payments you've already made to us. All returns are subject to the merchant's return policy.

 

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